Welcome! My name is Eleonora Sfrappini and I am a Lecturer in Finance at the University of St Andrews Business School. I received my PhD from the University of Magdeburg and the Halle Institute for Economic Research (IWH) in Halle, Germany. My research was awarded with grants by the French Social Investment Forum, the Principles for Responsible Investment and the Lamfalussy Fellowship by the European Central Bank.

My research interests are in banking, climate finance, and financial regulation. My work spans two broad topics. The first focuses on climate transition risks and credit allocation. I explore this topic from two angles, investigating how banks consider their borrowers’ transition risks and how borrowers exposed to transition risks adjust to changes in access to funding. The second topic concerns financial regulation and the impact it can have on banks’ funding costs and lending choices.

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Contact: Es373@st-andrews.ac.uk